What is a destination tag?
A destination tag is a number that travels with your XRP address to identify who a deposit belongs to. XRP requires 20 XRP to be locked in every address it opens, so sites like Chips.gg and Binance use one shared XRP address for all users instead of thousands of individual ones. The tag is what routes your deposit to your account. Other networks work the same way, for example BNB Beacon uses a memo alongside the address.
Depositing XRP: the tag is required
All Chips.gg accounts share the same XRP deposit address. Your destination tag is what makes a deposit yours, so you must include it in every XRP deposit. Think of the address as a building and the tag as the apartment number: mail without an apartment number sits at the front desk, and proving it was meant for you is a slow, painful process.
If your wallet or exchange does not show where to enter a destination tag, do not send. Ask their support where to input it, and if they do not support tags at all, use a wallet that does.
Withdrawing XRP: the tag is optional
It is called a destination tag because it describes the receiving end. Withdrawing to your own personal XRP address? No tag needed. Withdrawing to an exchange like Binance? They require a tag on incoming XRP, so include the one they show you. We send whatever you enter. It is your responsibility to know whether your destination requires one.
Forgot the tag on a deposit to Chips.gg? Contact our support team and we will help you sort it out.
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